There are five major health insurance companies in Utah. They are Altius Health Plans, Assurant Health, HumanaOne, Regence Blue Cross Blue Shield of Utah, and SelectHealth.
Family Health Insurance Resources
Fit Your Plan With Your Family Size
Depending on the number of people in your family, certain companies will have more cost effective pricing. Paying attention to how each Utah insurer rates their plans is a sure-fire way to save money.
Keep Your Maximum Annual Risk in Mind
Make sure you know what your maximum coinsurance is, that you are responsible for each year, if you have medical bills. Your coinsurance is the percentage of the bills you are responsible for once you've met your deductible. Most companies pay 100% of your medical expenses after you have paid a pre-determined amount. But, this amount can vary by tens of thousands of dollars from plan to plan. Be sure choose a plan that limits your risk to a number you are comfortable with.
Review Your Plan Every Two to Three Years
After two or three years, it may make sense for your family to reapply for a new plan with a new company, or even the same plan you currently have with the same company. It's possible that your insurance company will give you a lower rate and the same benefits.
Utilize an Independent Health Insurance Agent for Free
Utah insurance agents are knowledgeable about the local market, companies, plans, and pricing. Because each company operates differently, using an agent will give you an upper hand in finding the right plan for your family.
Best of all, there is no extra cost to use an agent's service. You pay the same price whether you go through an agent or directly through the insurance company. It's a resource Utah residents should take full advantage of. Fill out this short form to have an independent Utah insurance agent contact you and help you find a family health insurance plan.
Compare Plans and Pricing Instantly Online
By entering some basic information about your family you can get instant pricing and benefit information in a side-by-side format, for the plans you are interested in. Click here to instantly compare your options.
by Jared J. Balis
© 2005 ~ Utah Insurance Advisors ~ All Rights Reserved.
Questions? Call 801-679-0405 or e-mail us.
Utah Family Health Insurance
Pricing, benefit details, and valuable tips
801-679-0405
Utah license #192152
This Utah insurance website was created and is maintained by Jared Balis, an independent Utah insurance agent.
(UT license #192152)
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