Health Plan Options
*The Base Level HMO Plan with Office Visit Deductible Waiver: This plan covers office visits before the deductible with a reasonable copay. Individual and family plans come with two deductible choices; $500 or $1,000 per person, per year. Each plan has a separate prescription deductible. Once the prescription deductible has been met, the insured can purchase prescriptions at a set copay, as determined by SelectHealth®. However, the prescription deductible doesn't apply to most generic prescription drugs. Get an instant quote now!
*The Base Level HMO Plan: These plans come with a medical deductible between $500 and $7,500 per person. Office visits aren't covered until the medical deductible has been met. Prescriptions are covered after a separate prescription deductible has been met. Most generic drugs can be purchased with the prescription deductible waived, meaning the member pays only a set copay amount. The prescription deductible is normally smaller than, but correlates to, the medical deductible. Essentially this is a major medical plan that covers preventive care at 100%, catastrophic health expenses, and provides a good prescription benefit. Get an instant quote now!
*The HealthSave Plan: This is catastrophic insurance coverage that covers preventive care before the deductible. Deductible options range from $1,300 to $5,000 per person. Most covered expenses are covered at 80% or 100% after the deductible has been met. These plans are qualified to be used with health savings accounts (HSA's). HSA's allow you to make pre-tax contributions into your HSA checking account. Your balance builds and can be used to pay for qualified expenses (health, dental, vision, and more) tax free. The prices on these plans are very low since the insured is taking on more medical risk before benefits are paid. Get an instant quote now!
*Netcare: Deductible options for these plans are $1,500 and $3,500. A $500 Supplemental Accident benefit is included in all plans. Most outpatient and inpatient services are covered 70% after the deductible is met. Get an instant quote now!
Most of the plans above have no lifetime maximum benefit (they will continue to pay without a lifetime limit), a maximum out of pocket expense, and a family deductible maximum.
Doctor and Hospital Network Options
SelectHealth® offers three different provider/doctor networks. The health insurance plans above can be matched with any of the three following provider networks to complete your health plan.
Select Value®
The most affordable of the three networks includes more than 1,200 medical providers and 10 hospitals, covering the area from Weber County to Utah County, including Salt Lake and Davis Counties. This network is perfect for individuals and families living along the Wasatch Front. Check to see if your preferred doctors and hospitals accept Select Value®.
Select Med®
This is the most popular of the three networks. Select Med® includes more than 3,700 medical providers and 34 hospitals covering most counties along I-15 from Cache County in northern Utah to Washington County in southern Utah. This network is an excellent choice for individuals and families along the Wasatch Front who want a larger choice of providers and hospitals. It's also ideal for those who live outside of the Wasatch Front who want coverage at an affordable cost. Check to see if your preferred doctors and hospitals accept SelectMed®.
Select Care®
Select Care® is the largest of the three networks, including more than 4,700 medical providers and 43 hospitals across the state of Utah. Coverage stretches from Cache County in northern Utah down to Washington County in southern Utah. It also includes coverage in Uintah, Wayne, and Duchesne counties. This network is often a good fit for individuals and families who live in rural areas or simply want access to a comprehensive network of providers. Check to see if you preferred doctors and hospitals accept SelectCare®.
Extras
In addition to excellent health plans and provider networks, SelectHealth® also offers excellent customer service, care management, wellness services, and a mail order prescription service. Additionally, SelectHealth Member Advocates® can help you schedule doctor & hospital appointments and help you understand your benefits. Lastly, all members can take advantage of a powerful online tool called My Health to view coverage, claims, pharmacy info, and access a variety of online tools.
It's easy to find out more about Selecthealth®. Request an instant quote online, download the brochure, or apply directly online. You can also download a printable application.
*The article above is meant to give visitors general information about plans provided by this specific insurance company. All information above is current and accurate as of February 7th, 2011.For the most current information, please visit SelectHealth.org. Information is subject to, and will likely, change. Please verify all information with an appointed and licensed agent or SelectHealth® before relying on it in any way, or purchasing a plan. Utah Insurance Advisors is appointed to sell SelectHealth® products, but is not affiliated with them in any other way.
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Utah Insurance Advisors is proud to offer benefit, provider network, and pricing information for health insurance plans through SelectHealth®. Utah Insurance Advisors is an independent insurance agency licensed in the state of Utah and is appointed to sell SelectHealth® products.
SelectHealth® - Health Insurance Plans for Utah's Individuals and Families
Some of the most popular health insurance options in the state of Utah are those offered by SelectHealth®. With a variety of plans, competitive pricing, and three separate networks of doctors and hospitals, it's no wonder that so many Utah residents choose their insurance plans.
SelectHealth® offers four types of plans.
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